Financing & Payment Options

Will Insurance Cover my Treatment?

Medically necessary treatments such as cataract surgery with standard IOLs are eligible for insurance coverage, but elective procedures such as LASIK are not. While we view vision correction surgery as an investment in patients’ visual future, we realize that the cost of LASIK and other treatments may be concerning for some of our patients. To help make premium vision care more affordable, we work with a number of medical financing companies.

Financing

We offer our patients several attractive financing options that make achieving great vision a very real, affordable possibility.

CareCredit is a trusted medical lender with benefits that include no up-front costs, no prepayment penalties, and no annual fees. Our patients are able to choose from a number of payment plans, including extended plans with fixed interest rates.

Alphaeon also offers medical expense credit cards, and offer special rates from time to time.

Medical Spending or Flex Accounts

Although vision correction procedures are rarely covered by insurance, they can often be funded with the help of a Medical Spending Account (MSA), Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Account (HRA), or Flex Plan (FP). These accounts are offered by most employers and can make paying for eye and vision care more manageable. This money is taken out of your paycheck before taxes, which can result in savings each year. Should you choose to utilize a health care spending account, you can typically use the set-aside money for yourself or immediate family members.

Medical spending accounts are “use it or lose it.” Due to IRS regulations, the money transferred to your MSA, FSA or FP must be used within a year. Any amount leftover will not carry into the next year, causing you to lose the saved money. Additionally, your employer cannot return the remaining money. With this in mind, why not use your tax-free savings on achieving clear vision?