Financing & Payment Options
At Virginia Eye Consultants, we believe that each patient deserves access to top-quality eye care and vision care, regardless of their financial status. We do realize, however, that elective procedures like LASIK and other vision correction procedures are often not covered by our patients’ insurance policies. We don’t want financial concerns to prevent our patients from seeking the very best care and results, which is why we offer a number of payment and financing options to bring their dreams of clearer vision into reality.
Methods of Payment
We accept most medical insurance plans in addition to Medicare. For co-pays and out-of-pocket expenses, we accept payment via:
- Cash
- Check
- Most major credit cards
- Medical spending accounts
Will Insurance Cover my Treatment?
Medically necessary treatments such as cataract surgery with standard IOLs are eligible for insurance coverage, but elective procedures such as LASIK are not. While we view vision correction surgery as an investment in patients’ visual future, we realize that the cost of LASIK and other treatments may be concerning for some of our patients. To help make premium vision care more affordable, we work with a number of medical financing companies.
Financing
Alphaeon Credit
YOUR BEST YOU IS CLOSER THAN YOU THINK
With the Alphaeon Credit card*, you’ll find a wide array of monthly payment options to help your reach your individual goals.
The Alphaeon Credit card allows you to move forward today without delay. Plus, with special financing options not available with other credit cards, you may find the Alphaeon Credit card is the better way to pay.
With the Alphaeon Credit card, you can receive the care your physician recommends with flexible payment options that fit your lifestyle.
Apply today so you can focus on looking, feeling, and being your best.
*Subject to credit approval and availability. Purchase must be made using the ALPHAEON CREDIT Card Account. ALPHAEON CREDIT Card Accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. Account must be in good standing at the time of purchase. At no time will the minimum payment due be less than $27.00. Minimum interest charge is $3.00 per credit plan. Standard variable APR of 32.99%, based on the Prime Rate. Comenity Capital Bank issues ALPHAEON CREDIT Card Accounts, which can be used with participating physicians.
Medical Spending or Flex Accounts
Although vision correction procedures are rarely covered by insurance, they can often be funded with the help of a Medical Spending Account (MSA), Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Account (HRA), or Flex Plan (FP). These accounts are offered by most employers and can make paying for eye and vision care more manageable. This money is taken out of your paycheck before taxes, which can result in savings each year. Should you choose to utilize a health care spending account, you can typically use the set-aside money for yourself or immediate family members.
Medical spending accounts are “use it or lose it.” Due to IRS regulations, the money transferred to your MSA, FSA or FP must be used within a year. Any amount leftover will not carry into the next year, causing you to lose the saved money. Additionally, your employer cannot return the remaining money. With this in mind, why not use your tax-free savings on achieving clear vision?
Contact Us
If you have additional questions about payment and financing options for eye and vision care, please don’t hesitate to contact us.
The doctors at Virginia Eye Consultants have either authored or reviewed the content on this site.